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On top of that, clients for this kind of plan might have extreme lawful or criminal backgrounds. It is very important to note that various service providers provide a series of issue ages on their guaranteed issue policies as low as age 40 or as high as age 80 - real insurance funeral plan. Some will certainly also offer higher stated value, up to $40,000, and others will certainly enable far better death advantage conditions by enhancing the rates of interest with the return of costs or lessening the number of years till a full fatality benefit is readily available